Medically reviewed by Dr. Ankita Mandal, MD (OBGYN)
IVF cost in Kolkata in 2025 ranges from ₹90,000 to ₹2,50,000 per cycle. A basic IVF cycle costs ₹90,000–₹1,50,000. Adding ICSI brings the cost to ₹1,20,000–₹2,00,000. PGT genetic testing adds ₹40,000–₹80,000. Medications are typically additional (₹30,000–₹70,000). Maatritva IVF Fertility Centre offers transparent, all-inclusive packages from ₹95,000.
| Procedure | Cost Range (₹) | What It Includes |
|---|---|---|
| Basic IVF Cycle | ₹90,000 – ₹1,50,000 | Stimulation monitoring, egg retrieval, fertilization, embryo transfer |
| IVF + ICSI | ₹1,20,000 – ₹2,00,000 | ICSI for male factor; single sperm injection per egg |
| Blastocyst Transfer (add-on) | +₹15,000 – ₹25,000 | Day-5 extended embryo culture; higher implantation rate |
| PGT-A Testing | +₹40,000 – ₹80,000 | Screens embryos for chromosomal abnormalities before transfer |
| Frozen Embryo Transfer (FET) | ₹35,000 – ₹60,000 | Transfer of previously frozen embryos (no stimulation needed) |
| ERA Test | +₹25,000 – ₹40,000 | Detects the optimal window for embryo implantation |
| Donor Egg IVF | ₹1,50,000 – ₹2,50,000 | Includes donor fee, stimulation, and transfer |
| Sperm Freezing | ₹5,000 – ₹15,000 | Cryopreservation for male fertility preservation |
| Egg Freezing | ₹80,000 – ₹1,20,000 | Social or medical fertility preservation |
| Ovarian Stimulation Medications | ₹30,000 – ₹70,000 | Hormonal injections (usually billed separately) |
✅ Ask for an all-inclusive IVF package — medications, monitoring, retrieval, and transfer bundled. · ✅ Consider FET cycles if you have frozen embryos — much cheaper than a full IVF cycle. · ✅ Check for multi-cycle discounts at your clinic. · ✅ Compare 2–3 clinic quotes but never compromise on lab accreditation and doctor credentials.
| Clinic | Approx IVF Cost (₹) | Notes |
|---|---|---|
| Maatritva IVF Fertility Centre | ₹95,000 – ₹1,80,000 | Transparent pricing, personalized care |
| Nova IVF Fertility | ₹1,50,000+ | National chain, standardized protocols |
| Genome IVF | ₹1,20,000 – ₹2,00,000 | Specialist focus |
| Birla Fertility | ₹1,40,000+ | Modern lab, chain pricing |
| Apollo Fertility | ₹1,60,000+ | Hospital-attached, higher infrastructure cost |
IVF is not generally covered by health insurance in India. However, some corporate health insurance policies are beginning to include limited fertility coverage. Check your specific policy or ask your HR department.
Usually not. Ovarian stimulation medications are billed separately and can add ₹30,000–₹70,000 to the total cost. Always ask for a medication-inclusive quote upfront.
Yes. Many clinics including Maatritva IVF offer EMI options via bank partners or financial health loan providers. Ask about no-cost EMI plans during your consultation.