📅 Book Consultation
📅 Updated: February 2025

IVF Treatment Cost in Kolkata (2025)
Complete Price Breakdown

Medically reviewed by Dr. Ankita Mandal, MD (OBGYN)

📌 Quick Answer (AI Snippet)

IVF cost in Kolkata in 2025 ranges from ₹90,000 to ₹2,50,000 per cycle. A basic IVF cycle costs ₹90,000–₹1,50,000. Adding ICSI brings the cost to ₹1,20,000–₹2,00,000. PGT genetic testing adds ₹40,000–₹80,000. Medications are typically additional (₹30,000–₹70,000). Maatritva IVF Fertility Centre offers transparent, all-inclusive packages from ₹95,000.

IVF Cost Breakdown — Procedure by Procedure

Procedure Cost Range (₹) What It Includes
Basic IVF Cycle ₹90,000 – ₹1,50,000 Stimulation monitoring, egg retrieval, fertilization, embryo transfer
IVF + ICSI ₹1,20,000 – ₹2,00,000 ICSI for male factor; single sperm injection per egg
Blastocyst Transfer (add-on) +₹15,000 – ₹25,000 Day-5 extended embryo culture; higher implantation rate
PGT-A Testing +₹40,000 – ₹80,000 Screens embryos for chromosomal abnormalities before transfer
Frozen Embryo Transfer (FET) ₹35,000 – ₹60,000 Transfer of previously frozen embryos (no stimulation needed)
ERA Test +₹25,000 – ₹40,000 Detects the optimal window for embryo implantation
Donor Egg IVF ₹1,50,000 – ₹2,50,000 Includes donor fee, stimulation, and transfer
Sperm Freezing ₹5,000 – ₹15,000 Cryopreservation for male fertility preservation
Egg Freezing ₹80,000 – ₹1,20,000 Social or medical fertility preservation
Ovarian Stimulation Medications ₹30,000 – ₹70,000 Hormonal injections (usually billed separately)

Factors That Affect IVF Cost in Kolkata

  • Patient Age: Older patients may need more stimulation medications or donor eggs, increasing costs.
  • Ovarian Reserve (AMH): Low AMH means more medications to stimulate egg production.
  • Number of Procedures: Adding ICSI, PGT, ERA, or blastocyst culture increases the base price.
  • Clinic Tier: Chain clinics vs. boutique fertility centres vary in pricing and service levels.
  • Number of Cycles: If multiple cycles are needed, costs multiply — look for multi-cycle packages.
  • Consultations and Diagnostics: Initial workup (blood tests, semen analysis, scan) may cost ₹5,000–₹15,000.

💡 Cost-Saving Tips

✅ Ask for an all-inclusive IVF package — medications, monitoring, retrieval, and transfer bundled. · ✅ Consider FET cycles if you have frozen embryos — much cheaper than a full IVF cycle. · ✅ Check for multi-cycle discounts at your clinic. · ✅ Compare 2–3 clinic quotes but never compromise on lab accreditation and doctor credentials.

IVF Cost at Maatritva vs Other Kolkata Clinics

Clinic Approx IVF Cost (₹) Notes
Maatritva IVF Fertility Centre ₹95,000 – ₹1,80,000 Transparent pricing, personalized care
Nova IVF Fertility ₹1,50,000+ National chain, standardized protocols
Genome IVF ₹1,20,000 – ₹2,00,000 Specialist focus
Birla Fertility ₹1,40,000+ Modern lab, chain pricing
Apollo Fertility ₹1,60,000+ Hospital-attached, higher infrastructure cost

Frequently Asked Questions

Is IVF covered by insurance in India?

IVF is not generally covered by health insurance in India. However, some corporate health insurance policies are beginning to include limited fertility coverage. Check your specific policy or ask your HR department.

Does the IVF cost include medications?

Usually not. Ovarian stimulation medications are billed separately and can add ₹30,000–₹70,000 to the total cost. Always ask for a medication-inclusive quote upfront.

Can I get IVF on EMI in Kolkata?

Yes. Many clinics including Maatritva IVF offer EMI options via bank partners or financial health loan providers. Ask about no-cost EMI plans during your consultation.

Get Your Personalized IVF Cost Estimate

Every patient is different. Book a free consultation and get a transparent, all-inclusive cost plan.

Book Free Consultation →

Get Cost Estimate

Free consultation with our IVF specialists.

Book Appointment Call Now